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Companies offering a variety of personal, business, and industrial insurance policies in Delaware.
A-Z Business Listings :
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Allen Insurance Group
Offering auto, home, life, and business
insurance. Provides quote form, insurance news, glossary and directions.
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Alico
Alico is one of the largest and most
diversified international insurance companies in the world: 19 million people in
over 50 countries look to us for their insurance and savings needs. Our proud
history of successful growth spans nearly 90 years, and we’ve become a global
business by treating our customers as individuals and serving them locally.
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Allstate Insurance Company
Offers insurance for autos, homes, property,
life, mortgage protection, and business. Calculators and tools, an agent
locator, access to Allstate forms, and safety tips.
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American Family Insurance
Offers vehicle, property, business, farm and
ranch, health, and life insurance products. Site provides quotes, agent
contacts, product descriptions, bill payment, and claim information.
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American Income Life Insurance Company
American Income Life Insurance Company is
striving to become the premier in-home life insurance sales company serving
working families in the United States, Canada, and New Zealand.
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AmeriHealth
For more than a decade, AmeriHealth has led the
way in bringing quality, affordable health care to more than 265,000 people in
New Jersey, Delaware, and Pennsylvania. AmeriHealth is a growing group of health
care plans with its base in the states of New Jersey, Delaware, and
Pennsylvania, which has grown to more than 265,000 members since its inception
in 1995.
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Amica Insurance Company
National mutual company offering insurance for
auto, home, life, flood, and boat. Site offers online quotes for some of Amica's
products.
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Caradoc Delaware Mutual
Caradoc Delaware Mutual is a true mutual, which
means that each policyholder actually owns a portion of the company. Each year
at our Annual Meeting directors for our Board are elected from amongst the
policyholders. The board is responsible for ensuring that the management of the
company follows the guidelines and directions that they have laid out for the
operation of the company.
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CNA Financial Corp.
A multi-line business and personal insurance
agency. Offers information on products and services, community affairs, investor
relations, and job opportunities.
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Delta Dental Insurance
Delta Dental has been helping people take
control of their oral health for over 50 years. Since the beginning, we've led
the industry in designing innovative dental coverage programs that keep costs
down and deliver quality care. Our diverse client list includes everyone from
Fortune 100 companies to public agencies to individuals and families.
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The Hanover Insurance Company
Provides auto, home, and business insurance
services to individuals and companies.
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L & W Insurance Agency
L & W Insurance Agency was founded in 1932 and
over the years has grown to become one of the largest Independent Insurance
Agencies in Delaware. While representing over 25 insurance companies both
national and regional giving L & W the ability to provide its clients with
competitive and comprehensive insurance programs.
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Muncie Insurance and Financial Services
If you’re looking for Delaware insurance, look
no further. You’ve already found the best insurance agency you can find. Here at
Muncie Insurance, we want to make sure that you get the right deals on the
coverage that you need.
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Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company &
Affiliated Companies is a group of large U.S. insurance and financial services
companies based in Columbus, Ohio. The company also operates regional
headquarters in Des Moines, Iowa and San Antonio, Texas.
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Old Republic National Title Insurance Company
Old Republic Title is one of the largest title
insurance groups in the United States. We operate through a national network of
Company-owned offices, affiliates, authorized agents and approved attorneys,
which allows us to service our customers in both large and small markets across
the country.
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State Farm Insurance
State Farm Insurance is a group of insurance
and financial services companies. It is the largest automobile insurer in the
United States continuously since 1942 and insures more cars and homes in the
United States than any other insurer.
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Wilmington Insurance Company (WIC)
We are a full line Commercial Property and
Casualty Insurance Company. WIC is a specialty program underwriter. We are
constantly looking for new programs to meet the needs of our agents and insureds.
Please explore our website and the programs we have to offer.
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See Also :
Insurance :
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Insurance, in law and
economics, is a form of risk management primarily used to hedge against the risk
of a contingent, uncertain loss. Insurance is defined as the equitable transfer
of the risk of a loss, from one entity to another, in exchange for payment. An
insurer is a company selling the insurance; an insured or policyholder is the
person or entity buying the insurance policy. The insurance rate is a factor
used to determine the amount to be charged for a certain amount of insurance
coverage, called the premium. Risk management, the practice of appraising and
controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively
small loss in the form of payment to the insurer in exchange for the insurer's
promise to compensate (indemnify) the insured in the case of a large, possibly
devastating loss. The insured receives a contract called the insurance policy
which details the conditions and circumstances under which the insured will be
compensated.
Insurance involves pooling funds from many insured entities (known as exposures)
in order to pay for relatively uncommon but severely devastating losses which
can occur to these entities. The insured entities are therefore protected from
risk for a fee, with the fee being dependent upon the frequency and severity of
the event occurring. In order to be insurable, the risk insured against must
meet certain characteristics in order to be an insurable risk. Insurance is a
commercial enterprise and a major part of the financial services industry, but
individual entities can also self-insure through saving money for possible
future losses.
Global insurance premiums grew by 3.4% in 2008 to reach $4.3 trillion. For the
first time in the past three decades, premium income declined in
inflation-adjusted terms, with non-life premiums falling by 0.8% and life
premiums falling by 3.5%. The insurance industry is exposed to the global
economic downturn on the assets side by the decline in returns on investments
and on the liabilities side by a rise in claims. So far the extent of losses on
both sides has been limited although investment returns fell sharply following
the bankruptcy of Lehman Brothers and bailout of AIG in September 2008. The
financial crisis has shown that the insurance sector is sufficiently
capitalised. The vast majority of insurance companies had enough capital to
absorb losses and only a small number turned to government for support.
Advanced economies account for the bulk of global insurance. With premium income
of $1,753bn, Europe was the most important region in 2008, followed by North
America $1,346bn and Asia $933bn. The top four countries generated more than a
half of premiums. The US and Japan alone accounted for 40% of world insurance,
much higher than their 7% share of the global population. Emerging markets
accounted for over 85% of the world’s population but generated only around 10%
of premiums. Their markets are however growing at a quicker pace.
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