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Companies offering a variety of personal, business, and industrial insurance policies in Connecticut.
A-Z Business Listings :
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Acadia Insurance Company
Acadia Insurance Company is a regional property
casualty insurance company offering commercial and specialty coverages through
independent insurance agents. Acadia is based in Westbrook, Maine, with local
offices in Connecticut, Maine, Massachusetts, New Hampshire, New York and
Vermont.
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ACSTAR Insurance Company
With a well-known reputation for delivering the
"best service anywhere," ACSTAR provides bonding nationwide for your contract
and commercial surety needs in the standard and specialty marketplace.
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Allstate Insurance Company
Offers insurance for autos, homes, property,
life, mortgage protection, and business. Calculators and tools, an agent
locator, access to Allstate forms, and safety tips.
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Amica Insurance Company
National mutual company offering insurance for
auto, home, life, flood, and boat. Site offers online quotes for some of Amica's
products.
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Anthem Blue Cross and Blue Shield
Anthem Insurance Companies, Inc., offers health
insurance and other benefits options to employers and individuals.
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CIGNA
Formed in 1865 as Connecticut General, CIGNA is
an employee benefits company in the U.S. and in selected markets around the
world. Consumer, agent, and product links available.
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CMIC
CMIC is a mutual member owned company created
by doctors to provide professional liability insurance and services to
healthcare professionals in Connecticut and Massachusetts.
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ConnectiCare
Independent Health Management Organization
offers its provider directory, pharmacy locator, online forms, health conditions
database and career opportunities.
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Connecticut Health Insurance
Get Instant Connecticut Health Insurance
Quotes.
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Connecticut Insurance Department
The mission of the Connecticut Insurance
Department is to serve consumers in a professional and timely manner by
providing assistance and information to the public and to policy makers, by
regulating the insurance industry in a fair and efficient manner which promotes
a competitive and financially sound insurance market for consumers, and by
enforcing the insurance laws to ensure that consumers are treated fairly and are
protected from unfair practices.
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Connecticut Life and Health Insurance Guaranty Association
The association is composed of all insurers
licensed to sell life insurance, accident and health insurance, and individual
annuities in the state.
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Hartford National Title
Handling and coordinating title and real estate
closing services nationwide. Provides quote and service forms.
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MetLife Insurance Company of Connecticut
MetLife, Inc. is a leading provider of
insurance and other financial services to millions of individual and
institutional customers throughout the United States.
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Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company &
Affiliated Companies is a group of large U.S. insurance and financial services
companies based in Columbus, Ohio. The company also operates regional
headquarters in Des Moines, Iowa and San Antonio, Texas.
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Peerless Insurance
Peerless Insurance is a regional insurance
carrier that works exclusively with independent agents to offer you personal and
commercial insurance products and services. Contact one of our appointed agents
today to get a quote on any of our auto, home, or small-to-mid-sized business
insurance products.
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Response Insurance
Get a car insurance quote and manage your
policy online. Response Insurance specializes in insuring safe drivers, whose
low risk helps keep all of our customers’ rates low. So, if you are a safe,
responsible driver, there’s really only one choice — Response Insurance.
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SBLI of Connecticut Term Life Insurance and Annuities
The Savings Bank Life Insurance Company (SBLI)
was established in 1942 by an act of the Connecticut legislature. From its
inception, the Company's primary goal has been to provide hard-working
Connecticut families with affordable life insurance and annuity products. SBLI
markets its products primarily through financial institutions and direct to the
consumer.
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State Farm Insurance
State Farm Insurance is a group of insurance
and financial services companies. It is the largest automobile insurer in the
United States continuously since 1942 and insures more cars and homes in the
United States than any other insurer.
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See Also :
Insurance :
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Insurance, in law and
economics, is a form of risk management primarily used to hedge against the risk
of a contingent, uncertain loss. Insurance is defined as the equitable transfer
of the risk of a loss, from one entity to another, in exchange for payment. An
insurer is a company selling the insurance; an insured or policyholder is the
person or entity buying the insurance policy. The insurance rate is a factor
used to determine the amount to be charged for a certain amount of insurance
coverage, called the premium. Risk management, the practice of appraising and
controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively
small loss in the form of payment to the insurer in exchange for the insurer's
promise to compensate (indemnify) the insured in the case of a large, possibly
devastating loss. The insured receives a contract called the insurance policy
which details the conditions and circumstances under which the insured will be
compensated.
Insurance involves pooling funds from many insured entities (known as exposures)
in order to pay for relatively uncommon but severely devastating losses which
can occur to these entities. The insured entities are therefore protected from
risk for a fee, with the fee being dependent upon the frequency and severity of
the event occurring. In order to be insurable, the risk insured against must
meet certain characteristics in order to be an insurable risk. Insurance is a
commercial enterprise and a major part of the financial services industry, but
individual entities can also self-insure through saving money for possible
future losses.
Global insurance premiums grew by 3.4% in 2008 to reach $4.3 trillion. For the
first time in the past three decades, premium income declined in
inflation-adjusted terms, with non-life premiums falling by 0.8% and life
premiums falling by 3.5%. The insurance industry is exposed to the global
economic downturn on the assets side by the decline in returns on investments
and on the liabilities side by a rise in claims. So far the extent of losses on
both sides has been limited although investment returns fell sharply following
the bankruptcy of Lehman Brothers and bailout of AIG in September 2008. The
financial crisis has shown that the insurance sector is sufficiently
capitalised. The vast majority of insurance companies had enough capital to
absorb losses and only a small number turned to government for support.
Advanced economies account for the bulk of global insurance. With premium income
of $1,753bn, Europe was the most important region in 2008, followed by North
America $1,346bn and Asia $933bn. The top four countries generated more than a
half of premiums. The US and Japan alone accounted for 40% of world insurance,
much higher than their 7% share of the global population. Emerging markets
accounted for over 85% of the world’s population but generated only around 10%
of premiums. Their markets are however growing at a quicker pace.
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