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Companies offering a variety of personal, business, and industrial insurance policies in Arizona.
A-Z Business Listings :
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ABP Insurance Brokers
Compare instant online health insurance quotes,
medical insurance plans. Find affordable health insurance, individual health
insurance, group health insurance.
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Allstate Insurance Company
Offers insurance for autos, homes, property,
life, mortgage protection, and business. Calculators and tools, an agent
locator, access to Allstate forms, and safety tips.
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Arizona Department of Insurance
Executes the state insurance laws in a manner
that protects insurance consumers and encourages economic development.
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Arizona Home Insurance Company
Direct insurer offering homeowner and flood
insurance in Arizona, California, and Nevada. Quotes available online.
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Arizona Insurance Zone
Offering Arizona home owner insurance, Arizona
auto insurance, Arizona Life Insurance and Arizona health insurance quotes.
Taking time to shop for Arizona insurance can reward you with better prices and
better service. Arizona Insurance Zone provides guides, tips and quotes that can
help you reduce your premium and get a better value on Arizona insurance.
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Arizona Premium Finance Company
Services the non-standard, commercial, and
livery auto insurance agent. Operates in over 20 states of the USA.
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Choice Insurance of Arizona
Independent broker offering auto, home,
business and life insurance. Includes on-line quotes and testimonials.
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Fidelity National Title
Our company goal is to maximize your
performance by providing exceptional products and services that facilitate and
expedite the closing process. From your first contact with a Fidelity National
Title representative, to the closing of your transaction, our mission is to
provide a fully responsive, problem solving environment that ultimately makes
you successful.
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Grain Dealers Mutual Insurance
Founded in 1902 and headquartered locally.
Includes history, financial information, details of commercial and personal
lines, claim form, agent locator, and career opportunities.
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Higgins Companies
HigginsCompanies.com is your Arizona health
insurance resource for coverage by Blue Cross Blue Shield of Arizona. Whether
you're looking for the best value in Arizona dental insurance, AZ health
insurance, Arizona medical insurance, or dental insurance AZ, we're the Arizona
insurance agents affiliated with a name you trust, and a proven track record of
performance: Blue Cross Blue Shield of AZ.
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HumanaOne
Provider of health, medical, and term life
insurance for individuals and families. Site offers pricing information,
prescription tools, and a physician finder.
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Jim Rosenfield Agency
The Jim Rosenfield insurance company serving
Phoenix, Chandler, Scottsdale, Tempe, Mesa and all of Arizona. Contact us for
your free no obligation insurance quote for car insurance or auto insurance,
home owner insurance, and life insurance, long term care insurance from Jim
Rosenfield your personal insurance agent!
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MICA Medical Professional Liability Insurance
For more than thirty years, MICA has dedicated
itself to meeting the medical professional liability insurance needs of its
members with quality programs and exceptional customer service supported by
financial strength and rate integrity.
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Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company &
Affiliated Companies is a group of large U.S. insurance and financial services
companies based in Columbus, Ohio. The company also operates regional
headquarters in Des Moines, Iowa and San Antonio, Texas.
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Oxford Life Insurance Company
Specializes in the senior market with products
including life insurance, final expense policies, annuities, and Medicare
Supplement insurance.
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Republic Western Insurance Company
A property and casualty company that offers
specialty insurance for personal, commercial and reinsurance markets.
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State Farm Insurance
State Farm Insurance is a group of insurance
and financial services companies. It is the largest automobile insurer in the
United States continuously since 1942 and insures more cars and homes in the
United States than any other insurer.
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Pioneer Title Agency
Pioneer Title Agency is a full service company
with an operating philosophy of "Commitment to Service". The company provides
title insurance, escrow, account servicing, trustee sales, as well as builder
related trust services through thirty-two Arizona offices.
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See Also :
Insurance :
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Insurance, in law and
economics, is a form of risk management primarily used to hedge against the risk
of a contingent, uncertain loss. Insurance is defined as the equitable transfer
of the risk of a loss, from one entity to another, in exchange for payment. An
insurer is a company selling the insurance; an insured or policyholder is the
person or entity buying the insurance policy. The insurance rate is a factor
used to determine the amount to be charged for a certain amount of insurance
coverage, called the premium. Risk management, the practice of appraising and
controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively
small loss in the form of payment to the insurer in exchange for the insurer's
promise to compensate (indemnify) the insured in the case of a large, possibly
devastating loss. The insured receives a contract called the insurance policy
which details the conditions and circumstances under which the insured will be
compensated.
Insurance involves pooling funds from many insured entities (known as exposures)
in order to pay for relatively uncommon but severely devastating losses which
can occur to these entities. The insured entities are therefore protected from
risk for a fee, with the fee being dependent upon the frequency and severity of
the event occurring. In order to be insurable, the risk insured against must
meet certain characteristics in order to be an insurable risk. Insurance is a
commercial enterprise and a major part of the financial services industry, but
individual entities can also self-insure through saving money for possible
future losses.
Global insurance premiums grew by 3.4% in 2008 to reach $4.3 trillion. For the
first time in the past three decades, premium income declined in
inflation-adjusted terms, with non-life premiums falling by 0.8% and life
premiums falling by 3.5%. The insurance industry is exposed to the global
economic downturn on the assets side by the decline in returns on investments
and on the liabilities side by a rise in claims. So far the extent of losses on
both sides has been limited although investment returns fell sharply following
the bankruptcy of Lehman Brothers and bailout of AIG in September 2008. The
financial crisis has shown that the insurance sector is sufficiently
capitalised. The vast majority of insurance companies had enough capital to
absorb losses and only a small number turned to government for support.
Advanced economies account for the bulk of global insurance. With premium income
of $1,753bn, Europe was the most important region in 2008, followed by North
America $1,346bn and Asia $933bn. The top four countries generated more than a
half of premiums. The US and Japan alone accounted for 40% of world insurance,
much higher than their 7% share of the global population. Emerging markets
accounted for over 85% of the world’s population but generated only around 10%
of premiums. Their markets are however growing at a quicker pace.
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